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THE TOP TEN REASONS WHY YOU SHOULD
NOT BUY DISABILITY INSURANCE
| 10. |
Your spouse can replace
your income because she can get a good
job anywhere. Employers understand that
raising a family is an honest occupation
and will finance him/her to relearn
skills. Also, kids can earn some good
money on paper routes.
|
| 9. |
You can live off of
your savings. Surely you have at least
5 years of income stashed away! If not,
you can easily borrow from the bank.
They know you as a healthy, productive
and solvent person. That's good enough
for them.
|
| 8. |
You can depend on
your company benefit disability insurance
to be there and compensate you no matter
what. After all, when you become disabled
you won't mind retraining for a job
you would never choose to do otherwise.
|
| 7. |
The mortgage company
can wait. They won't mind. After all,
they have to protect that 19 or more
years you owe them. They wouldn't dare
shut off your water and lights.
|
| 6. |
In the summer, don't
worry about air conditioning, your family
will get used to the heat. In the winter,
heating is not a problem, you can move
south. And as far as having a telephone,
you can send your spouse next door at
night to call your doctor.
|
| 5. |
You need so many other
things - a new couch for the living
room, a birdbath in the backyard, etc.
So what if they take the cars, refrigerator
or washer? There will be new and better
models next year.
|
| 4. |
Bill collectors are
human. They'll understand.
|
| 3. |
You pay taxes, and
welfare is supported by taxes. You are
entitled to it. Anyway, nothing is going
to happen to you. Don't believe statistics.
|
| 2. |
You may pay for Disability
Insurance and never collect. What a
waste of money. You can save even more
by getting rid of all Life, Auto &
House Insurance.
|
| 1. |
Wait until you've
had your first heart attack or car accident,
then take out Disability Insurance to
be prepared for your second one. After
all, Insurance Companies welcome that
type of risk.
HOW MUCH WOULD YOU LOSE IF A DISABILITY
STOPPED YOUR INCOME????? |
WHEN YOU'RE DISABLED, WOULD YOU RATHER
BE THINKING OF GETTING BETTER, OR WHERE
YOU AND YOUR FAMILY WILL LIVE???
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Disability